The Education Department is set to resume the collection of defaulted federal student loans from May 5th, marking the end of the pandemic-era freeze. This move is expected to impact millions of borrowers in India, with approximately 5.3 million individuals currently in default and another 4 million nearing default. Critics are concerned that this decision will further burden struggling families, especially amidst the ongoing policy confusion and uncertainty surrounding repayment plans. The risk of wage garnishment and seized tax refunds looms large for those unable to meet their loan obligations. Stay updated on the latest developments in student loan repayment to avoid any financial setbacks.