The National Savings Certificate (NSC) and bank tax-saving Fixed Deposits (FDs) are among the top choices for investors in India looking for guaranteed returns and tax benefits under Section 80C. The NSC currently offers an attractive annual interest rate of 7.7% with compounding on a yearly basis, making it a secure investment option for many. On the other hand, leading banks in India provide tax-saving FDs with interest rates ranging from 6.5% to 8% per annum, giving investors a variety of choices based on their risk appetite and investment goals. Both NSC and tax-saving FDs are popular among conservative investors who prioritize safety and fixed returns on their investments. With tax benefits and guaranteed returns, these investment options continue to be favored by individuals looking to save on taxes while growing their wealth. It is essential for investors to carefully assess their financial goals and consult with a financial advisor before choosing between NSC and tax-saving FDs to ensure they align with their overall investment strategy.