The Indian government has recently declared that there will be no changes in the interest rates for small savings schemes in the initial quarter of the financial year 2025-26. The Public Provident Fund (PPF) will uphold its interest rate at 7.1%, while the National Savings Certificate (NSC) will remain at 7.7%. Additionally, the Senior Citizen Savings Scheme (SCSS) and the Sukanya Samriddhi Yojana (SSY) will continue to offer an interest rate of 8.2%. These rates are reviewed quarterly and are determined based on specific guidelines to ensure competitiveness in the market. This decision provides stability and predictability for investors looking to invest in these popular savings schemes in India.