The National Payments Corporation of India (NPCI) recently introduced UPI Circle on the BHIM app, allowing for secure delegated payments and enhancing financial inclusion across the country. This innovative feature permits primary users to grant permission to secondary users to conduct transactions within specified limits, catering to individuals without digital literacy or traditional bank accounts. By implementing this systematic method, the reliance on cash is reduced, while transparency is boosted for both households and enterprises. This move marks a significant step towards promoting digital transactions and fostering economic growth in India.